Disclaimer: Please take a moment to review our privacy policy and terms of use. Payment terms and interest rates can vary. The lowest being 0% interest and up to 29% interest. You are under no obligation to use our site. If you’re employed and have a monthly income of at least $1800, you are pre-approved for a vehicle. We specialize in assisting individuals with less-than-perfect credit to access easy car loans in Ontario. By using our site you understand all terms and conditions, and that payment, interest rates and loan terms will be determined at a later date when formal paperwork is signed.